Mitigating Credit Risk Program
Mitigating Credit Risk Program
التخفيف من مخاطر الائتمان
- Department Investment and Banking
- Field المصرفية والإستثمار
- Tags مهارات, المصرفية, القيادة
- Course ratings 0.0
التخفيف من مخاطر الائتمان
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In light of the increasing challenges faced by banks and financial institutions due to rising default rates and non-repayment, credit risk mitigation has become an essential requirement to ensure financial stability and enhance the efficiency of risk management.
This course aims to provide participants with the knowledge and practical tools to understand credit risk mitigation strategies and how to apply them to ensure the quality of credit portfolios and minimize potential losses.
By the end of this course, participants will be able to:
Understand the concept of credit risk and its impact on the performance of financial institutions.
Identify tools and strategies for mitigating credit risk.
Analyze and manage loan portfolios using practical methodologies.
Apply evaluation and monitoring mechanisms to reduce defaults and improve asset quality.
Utilize collateral, risk-based pricing, and contractual covenants as tools to mitigate risks.
Definition and importance of credit risk management.
Sources and types of credit risk.
The relationship between credit risk and financial performance.
Concept and strategies of Credit Risk Mitigation (CRM).
The 5 Cs of Credit (Character – Capacity – Capital – Collateral – Conditions).
Credit assessment and financial analysis of borrowers.
Risk-based pricing.
Collateral and pledges.
Covenants and contractual restrictions.
Loan structuring and syndication.
Post-disbursement monitoring.
Sectoral exposure limits and portfolio diversification.
Basel Accord requirements for risk management.
International best practices in risk mitigation.
Case studies on defaults and risk management.
The impact of defaults on capital and profits.
Methods for measuring expected losses.
The relationship between risk mitigation and sustainable profitability.
Credit and risk management staff in banks and financial institutions.
Credit analysts and portfolio managers.
Employees in internal audit and compliance departments.
Financial and banking department managers.
Professionals interested in developing expertise in financial risk management.
